
About Us
The Jinja Mafubira SACCO, widely known by its acronym JMT, commenced its operations on June 1st, 2020. It was initially conceived as a dedicated savings and investment scheme, founded by a collective of diligent teachers who had been trained and empowered by the Kisubi Associated Writers Agency (KAWA) organization. From its modest beginnings, the JMT saving and investment scheme has experienced significant growth in its membership. Over time, its scope has expanded beyond its foundational group of teachers to warmly accommodate other active members of the community who are deeply involved in various activities and programs aimed at enhancing education quality within the region.
This evolution reflects JMT’s profound commitment to broader community empowerment and its pivotal role in fostering financial stability and investment for a diverse group of stakeholders dedicated to educational advancement. For the founding teachers, JMT provides a secure platform for saving and accessing affordable credit, enabling them to invest in professional development, personal projects, and improve their livelihoods, thereby enhancing their dedication to quality education.
For the wider community members, particularly those engaged in educational quality initiatives, JMT offers a crucial financial lifeline, facilitating access to capital for small businesses, educational ventures, and household improvements. This collective approach not only strengthens individual financial resilience but also cultivates a supportive ecosystem where shared resources drive tangible improvements in educational outcomes and overall community well-being.
Vision Statement
To be the leading SACCO fostering financial empowerment and sustainable development for teachers and the wider community, driving excellence in education quality in Uganda.
Mission Statement
To empower teachers and community members across Uganda by providing accessible financial services, promoting a culture of saving, and facilitating strategic investments.
Our aim is to support and mentor at least 60% of JMT SACCO members to maintain a minimum of two sustainable income sources by 2030, thereby ensuring long-term financial resilience and contributing significantly to enhanced education quality.
Core Values
JMT SACCO operates on a foundation of strong core values that guide its actions and interactions: (CCHICOU)
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Constructive Savings Culture: Fostering and continuously teaching members the importance and methods of saving constructively for long-term financial well-being.
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Commitment: Demonstrating unwavering dedication to the mission, vision, and objectives of the SACCO and to the financial empowerment of its members.
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Humility: Approaching all interactions with modesty, openness to learning, and respect for every member’s unique circumstances and contributions.
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Integrity: Upholding the highest standards of honesty, transparency, and ethical conduct in all financial dealings and organizational operations.
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Operational Efficiency: Striving for excellence and effectiveness in all processes to ensure optimal service delivery, prudent resource management, and maximum benefit for members.
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Customer Focus: Prioritizing the needs and satisfaction of members, ensuring services are tailored to their requirements and delivered with professionalism and empathy.
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Unity: Fostering a strong sense of community, collaboration, and mutual support among members and staff, recognizing that collective strength drives individual and organizational success.
Objectives
Our Products
Shares Account
Pensions Account
School Fees Account
Children’s Account
Target Fees Account
Loan Account
Saving Smart, Growing Rich.
JMT SACCO
Transforming Education Through Technology and Capacity Building
Cultivating Futures, One Save at a Time.
JMT SACCO
Your Savings, Your Strength, Our Community.
JMT SACCO
Learn to Save, Live to Thrive.
JMT SACCO
Building Wealth, Building Lives.
JMT SACCO










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